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Individual Mandates of Oboma Care

Autor:   •  August 25, 2018  •  2,362 Words (10 Pages)  •  473 Views

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Recently, the president has authorized several exemptions to the mandate which huge majority of the citizens who do not have insurance would not have to pay the tax. Many exemptions have been decreed recently which implies that many people including low-income people and illegal immigrants are exempted from buying health insurance and avoid paying tax. The government is trying to involve in political manipulation to lessen the damage that democrats are facing as they approach the mid-term election[4]. The law of the individual mandate made many people angry and these are people who carry votes. Obama and the democrats are trying to lessen the infliction that people have on the mandate. Since the formation of the country, there has been a struggle to determine the federal government ‘s role, and how much power should be given to the states of the nations and their individual sovereignty. The constitution defines certain powers; though such definitions are still vague based on what is limited[5]. All three branches of the government are given the responsibility of interpreting the constitution. These branches have been ratifying the PPACA, and the bill is currently being implemented. Many complaints have been raised claiming this is gross control.

There have been claims that the federal government has no role of meddling between them and the medical doctors. People have no freedom to choose what they want, and the government bureaucrats can determine what is wrong or what is acceptable. Many people consider this as a violation of civil liberties and people not to have freedom of determining what they want.

The federal government acted beyond its authority on Obamacare act while states are given “police power” to regulate and require citizen to buy health insurance. PPACA’s excessive involvement is excessive. It is important to put into consideration of the kind of supervision essential to enforce penalties and new laws, manage healthcare and track progress. Concerning, the oversight role, many people are worried on what extent the government will infringe their freedom and how the bill be affected in the future. The government is compelling everybody to buy health insurance whether they need the service or whether they cannot afford the service. Contract law and mutual consent are under threat because of the nature of the individual mandate. The government has exceeded its power to an extreme point of compelling people to buy health insurance or otherwise to face a penalty.

For those who would not comply with the individual mandate, the law compels them to pay tax. The issue of noncompliance is infringing human right. Taxes (such as tariffs, capital and corporate gains, sales tax, and even income tax) are assessed through buying a product. Many people are worried if the government can compel people to purchase a product; then the government can do the same for medicine, food, gym membership and other health products related to healthcare. By regulating commerce; the government is destroying the essence of the free market. It has become a concern whether states have the right not to involve in enforcing the Obamacare bill. Many people are disappointed with the impacts of PPACA, and many are convinced that the bill is unconstitutional although was passed through the congress, the president and the Supreme Court. Everybody has not agreed with what the federal government wants. Although, the federal government can define the constitution in certain ways, this does not imply that every individual state including their governments must perform the same.

Many questions are still raised concerning the specifics of Obamacare law. If people are expected to buy health coverage, then a minimum must be set based on what coverage is suitable. Regardless of maximum or minimum standard set for coverage, price ceilings still hinder many people to get the services in the marketplace. The biggest challenge with setting minimum or maximum prices of health coverage is the government bureaucracy in dictating the process[6]. The minimum prices set are still much expensive, and many people cannot afford.

Although everybody has the right of accessing health, obtaining health is capitalist transaction. The government now compels people to buy health insurance. This indicates that healthcare system is not based on free market system. The government has been operating this program for a while, although the mandate has not bear positive change that people wanted. Healthcare costs continue increasing, and many people are not able to access healthcare needs despite availability of better modern technology in the current world. The main challenge is the economic difficulty that is happening while government intervention is not effective[7]. Prices normally increase once the government dictates what happen in the marketplace.

All social programs in the country have failed to play an effective role. Living standard continues rising, and the same applies to the social programs and inflation. Social programs can function better if more people are contributing money than those who are using the money. However, birthrate in United States is declining, and this has implications. The population of the new generation is fewer. Such growth rate is not good because it implies the growth of entitlements cannot be maintained. Overwhelming government debts is an indication of economic instability.

Today, elected officials do not write much of the country’s legislation. There are political action committees, certain lobbyists, and special interest groups which contribute a bigger role in enacting a new policy. For example, the needs of departments (like the EPA, labor, defense, agriculture, and education) are proposed in form of a bill and then presented to the House for enactment only after it is evaluated by few representatives. A similar thing happened to PPACA whereby only some political action committees wrote the bill which was sent to the House and was voted by few representatives. The point is clear; only certain individuals are benefiting from the PPACA bill at expense of the citizens. Big corporate insurance companies are making huge profits from the new healthcare law.

Imposing some requirements which insurance companies must offer and compelling people to buy insurance has unidentified economic consequences. Insurance coverage has increased after individual mandate became a mandatory condition. However, many employers are compelled to cut benefits and salaries, layoff employees, and drop coverage as ways of cutting costs. Other businesses have been forced to close their operations due to high insurance cost. Many companies have announced that they will remove health coverage from their benefit plans[8].

Once employees are laid off, they will

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