Organization of Sip - Karnataka State Finance Corporation

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And calculated their NPA ratios on excel and the measures taken by them to maintain their NPA’s

And worked on my project that is analysing their financial statements and calculated few more ratios on excel and analysed how the corporation doing year by year

Week 6: 8th may-14th may

In this week I did a detailed study on NPA where

- Sub Standard 2-5 quarters

- Doubtful-I 6-9 quarters

- Doubtful-II 10-17 quarters

- Doubtful-III- 18 quarters and above

Also that additional provisional may be created in respect of standard assets and NPA’s to improve the provision coverage ratio over a period of time.In respect of doubtful assets the balance of Rs5.00 core and above stock audit by external agency should be got done

And I continued with my project of cash flow analysis on excel and interpreted the data

And I went through their models of market appraisal report where there was a report of Soft drinks industry in Bangalore and how their markets were raised in order to fulfil the loan

And legal appraisal and socio economic issues reports were also gone through

Week 7- 15th may-21st may

This week I was preparing my report as I have to submit for the organization and worked on my project and finding ratios for past five years. Did a detailed study of the organization as asked by my mentor to mention those points in the report for company profile

And I went through the SIDBI refinance norms where SIDBI is the main source for the corporation

May 22nd-28th

This week I completed my project and I submitted the report to my mentor where he checked my report and approved it