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Financial Statement Analysis

Autor:   •  May 14, 2018  •  508 Words (3 Pages)  •  881 Views

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RATIO ANALYSIS

Chipotle

Starbucks

USPS

Home Depot

MILLIONS

MILLIONS

MILLIONS

MILLIONS

Profitability

Net Profit Margin

Net Income

476

2,757

-5,060

7,009

Net Sales

4,501

19,163

68,928

88,519

Net Profit Margin %

11%

14%

-7%

8%

Liquidity

Working Capital Ratio

Current Assets

815

4,353

7,915

16,993

Current Liabilities

280

3,654

48,911

12,526

Working Capital Ratio %

2.91

1.19

0.16

1.36

Solvency

Debt to Equity Ratio

Total Liabilities

597

6,626

74,405

36,233

Total Equity

2,128

5,820

-50,391

6,316

Debt to Equity Ratio %

28%

114%

-148%

574%

Companies Evaluation

Learning team B analyzed four different companies to make a comparison of different ratios. The result of this analysis are based on applying Profitability, liquidity and solvency ratios to financial statements. As a result, we evaluate the overall financial stability of each organization.

According to the information showed in the ratios analysis, Learning team B decides to lend money to Chipotle Mexican Grill. In both short term or long term loan situations, Chipotle has the best rated ratios. For short term, they the highest Working Capital ratio of 2.91 which represents their ability to pay its short term obligations they are due. For long term, Chipotle has the lowest Debt to Equity ratio with 28%. Lower Debt to Equity ratio means the company is very financially stable.

Even tough Chipotle Mexican grill has a better Solvency ratio, Learning team B would invest in Starbucks. Starbucks has a higher profitability rate so that would give us the ability to recover our investment sooner. Dividends are paid based on Net Income. Starbucks has the highest Net Profit margin ratio with 14%.

Finally, Learning team B members agree that Chipotle Mexican Grill would be the best company to work for. Even though Starbucks has a better profitability ratio with 14%, Chipotle has a better financially stable company. Chipotle's financial statements show the stability of its operations as well as the success of its employees in both personally and professionally.

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